Free financial calculators
17 tools that answer real money questions in seconds. Everything runs in your browser — nothing you type is stored or sent anywhere, and you'll never be asked to sign up.
Featured calculators
Compound Interest Calculator
See how your savings snowball with monthly contributions and compounding.
Open calculatorMortgage Calculator
Estimate your monthly payment, total interest and full cost of a home loan.
Open calculatorFIRE Calculator
Find your financial-independence number and how many years until you reach it.
Open calculatorDebt Payoff Calculator (Snowball vs Avalanche)
List your debts and see both payoff strategies side by side - order, time and interest saved.
Open calculatorNet Worth Tracker
Add what you own and what you owe - your net worth is saved privately on this device.
Open calculatorMortgage Affordability Calculator
How much house can you afford? Based on income, debts and the 28/36 rule lenders actually use.
Open calculatorSaving tools
Savings Goal Calculator
Find the exact monthly amount to save to hit any goal by your deadline.
Open calculatorEmergency Fund Calculator
Size your safety net and get a realistic monthly plan to build it.
Open calculator50/30/20 Budget Calculator
Split your after-tax income into needs, wants and savings in seconds.
Open calculatorLoans & Debt tools
Mortgage Calculator
Estimate your monthly payment, total interest and full cost of a home loan.
Open calculatorLoan Calculator
Work out the monthly payment and total interest on any personal, auto or student loan.
Open calculatorCredit Card Payoff Calculator
See how fast a fixed monthly payment clears your balance - and what it costs in interest.
Open calculatorDebt Payoff Calculator (Snowball vs Avalanche)
List your debts and see both payoff strategies side by side - order, time and interest saved.
Open calculatorMortgage Affordability Calculator
How much house can you afford? Based on income, debts and the 28/36 rule lenders actually use.
Open calculatorInvesting tools
Compound Interest Calculator
See how your savings snowball with monthly contributions and compounding.
Open calculatorInvestment Return Calculator
Turn any buy-and-sell result into total ROI and honest annualized CAGR.
Open calculatorSIP Calculator
Project the future value of a monthly systematic investment plan.
Open calculatorDividend Income Calculator
Project the income a dividend portfolio pays - now and after years of growth and reinvestment.
Open calculatorIncome tools
Planning tools
Retirement Calculator
Project your nest egg and the monthly income it could sustainably provide.
Open calculatorFIRE Calculator
Find your financial-independence number and how many years until you reach it.
Open calculatorInflation Calculator
See what today's money will be worth - or what future prices will look like.
Open calculatorNet Worth Tracker
Add what you own and what you owe - your net worth is saved privately on this device.
Open calculatorWhy there's no login
Money questions are personal. These calculators are plain JavaScript running on your device: your salary, balances and goals never touch our servers, never end up in a database, and can't be leaked — because we never receive them.